Crypto

Bitcoin, Ether and stablecoins as currencies with rates, crypto wallets as accounts, and a separate picture on the overview — without price swings in the forecast.

Updated ·2 min read

In Asienta a cryptocurrency is a currency like the dollar or the euro: it has a rate, a balance on an account and an equivalent in your base currency. A wallet is an ordinary account with its own icon.

Add a coin

In Currencies, click Add. Below the ordinary currencies the list has two groups:

  • Cryptocurrencies — Bitcoin, Ethereum, BNB, Solana, XRP, Dogecoin, Cardano, TRON, Avalanche, Chainlink, Polkadot, Litecoin, Bitcoin Cash, Stellar, NEAR, Sui, Shiba Inu and Pepe.
  • Stablecoins — Tether (USDT) and USD Coin (USDC). They are separate currencies with their own rate, not dollars one to one: the peg is held by the market and sometimes drifts.

Coin rates load by themselves four times a day from Binance market data. A coin that is not on the list can be added with My own — then you set its rate, as with any of your own currencies (more on currencies).

A cryptocurrency cannot be the base currency: net worth and the forecast in a coin would swing with its price.

Crypto wallet

Create an account and choose the Crypto wallet icon. One account can hold several coins — an exchange account with BTC, ETH and USDT, for example. Such accounts form a separate Crypto wallets group with its own total, in Accounts and in the Accounts widget on the overview. Balances are shown in coins and in your base currency.

Entries

  • Buy or sell — an exchange: euros from a card into BTC in a wallet, for example. The base-currency amount comes from the side that is in the base currency.
  • Move between wallets — a transfer; the network fee is its fee, in the coin.
  • Pay with a coin — an ordinary expense in that currency.

Crypto in reports and the forecast

Stablecoins count as money. Other crypto is shown separately:

  • The net worth chart on the overview draws it as a second layer on top of money.
  • The Crypto widget shows what the coins are worth now, how much you put in and the price difference — in total and per coin. Invested is what you gave when buying minus what you got when selling, at each operation’s day rate. It is not a FIFO tax calculation.
  • Net worth growth and the goal forecast leave out coins getting dearer or cheaper: a coin you bought is money set aside, its price is not. Otherwise the forecast would change every day with Bitcoin.
  • Goal progress and runway count money and stablecoins, without crypto.